How does Motability work? - Express.co.uk
It’s a scheme that enables disabled people to use their government-funded mobility allowance to lease a new car (or scooter or powered wheelchair). If you receive either the Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA), the Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP), the War Pensioners’ Mobility Supplement (WPMS) or the... The scheme involves leasing a car over three years, your disability payment from the government paying the lease cost. You also get support from the scheme, so in addition to the car, you get insurance, breakdown cover, all servicing and repairs, plus any adaptations you might need. Motability has identified that there are over 160 different models that are available to lease for less than the allowance, which means that you still get to keep some of your weekly allowance, including any annual increases. In addition, if you’re prepared to exchange all of your weekly mobility allowance, you can expand your choice by another 300 cars. Once you’ve contacted local dealerships (there are 5,000 in the UK that have a Motability service, with trained staff), test-driven a few of the cars on your shortlist and made your choice, the dealer will order the car online. When you go to the dealer, you’ll need to take with you your driving licence if you wish to drive, a certificate of entitlement from either DWP or SPVA, some proof of your address (a recent utility bill or bank. Source: www.express.co.uk
